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Leslie Benczik & Rachel O'Hearn

Want to Be Your Realtors!

While it is our belief and passion to work hard for you, we value fun and have come to know a difference between taking our business seriously and taking ourselves seriously. We are very confident in our ability to competently advise you in a calm, knowledgeable and non-judgemental way. We bring peace to an otherwise potentially stressful time in your life. By following through on everything we promise, you will gain confidence in our ability to serve your real estate needs. We stand behind this promise with our customer service guarantee. If we do not deliver on the promises we make to you, you can cancel your agreement with us.*

We specialize in selling condos in Toronto! Many buyers are turning to condos today for convenient and maintenance free living. While working with us to sell or buy your condo, we provide a stress free experience!

We offer free, no obligation condo evaluations and a guaranteed condo selling system! E-mail or call us today to schedule your in home evaluation!

Looking to buy a condo? Check out our Feature Homes! We also offer a VIP buyer program! E-mail or call us today to ask about enrolling in this free service!

Need expert advice? No web site, large or small, can take the place of a top real estate sales representatives. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate sales representatives. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Toronto real estate sales representatives, we have the experience and track record you are looking for.

- Rachel O'Hearn and Leslie Benczik

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	What are the world's most valuable chairs?
A	A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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The Leslie Benczik Team, REALTOR®, real estate agents and broker for Toronto, City Place and Downtown Toronto, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Rachel O'Hearn and Leslie Benczik
RE/MAX All-Stars Realty Inc.
120 Main Street North
Markham, ON L3P 1Y1
Phone: 416-597-0077
Fax: 416-342-0034
Email: Rachel@MyTorontoCondo.ca

‡Leslie Benczik, Susan Taylor, Rachel O'Hearn, Alon Hillel, Rosemary Mauro, Tiffany Lee & Frances Kwong

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